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Fast, flexible BNPL credit experiences

Launch merchant-led or issuer-led BNPL products with real-time credit

decisioning. Seamlessly integrate across e-commerce, in-store and

partner ecosystems. Manage the full BNPL lifecycle from onboarding to

repayments and collection

Get Started

360 degree support across the BNPL supply chain

1

Pre-Onboarding

KYC validation, credit bureau checks, underwriting.

2

Credit Line Issuance

Rule-based issuance of credit lines, virtual/physical card generation.

3

Transaction Lifecycle

Settlements, fees, financial risk management, merchant authentication, MCC/MID checks

4

Post Credit Line Issuance

Repayment & collections through a dedicated app.

5

Lender Management

Credit line organization & distribution with personalization in consumer credit limit and repayment notifications.

6

Merchant Management

Merchant risk checks, merchant onboarding, reporting.

360 degree support across the BNPL supply chain

BNPL Product Suite

BICRI
Seamless Integration

Seamless Integration

Plug-and-play APIs for everything

Flexible Repayments

Flexible Repayments

Configurable tenures and billing

Enhanced User Experience

Enhanced User Experience

Transparent pricing, one-click checkout

Instant Credit Decisions

Instant Credit Decisions

Real-time underwriting via API

Compliant & Secure

Compliant & Secure

End-to-end encryption, RBI guidelines

Omnichannel BNPL

Omnichannel BNPL

Supports merchant and issuer models

You Ask. We Answer!

READY TO TRANSFORM?

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